I’ve heard over and over than many people spend more time planning their vacation than their financial life. I actually thought this could be true since I feel in the best cases people just think “my work just moved some money into my 401k, I’m good” or “I saved $50 this paycheck.” Those of us—I …Read More

I give myself the best Christmas present every year. I create a plan to have three (or so) Christmas Revelations for the upcoming year. I don’t do New Year’s Resolutions. That’s too common place. Besides, I want a head start on great new improvements/changes. It’s a present to myself. To me, these revelations are things …Read More

Here’s the thing, “money doesn’t buy happiness.” That what poor people may tell you. Yes, many poor people are very happy with their life. However, I believe that being a well prepared middle-class person/household has HUGE advantages for you. In being well prepared, I am specifically talking about having a cushion—a buffer— in your savings …Read More

Be different. The stress of peer pressure can change a young person. It can make someone do things they might never have planned, just to fit in with other people. The news story I was watching made me realize that I—and probably most of the FIRE community—do not fall into this trap (“it’s a TRAP”). …Read More

Act1 school, Act2 work…Act3 FIRE. Your life is a dramatic endeavor. Financial Independence Retirement Early is just one phase/Act of your life. When you retire, you can open up all the possibilities of the world.

Quick, concentrate on your foundational priorities. What are they? Do you embrace each of these every day? Maybe multiple times per day? I’ve mentioned before that when I go to bed, it is my favorite time of the day. NO, not for the reason you may be thinking about. I find that I think clearly …Read More