Category Archives: blog

FIRE.163 Why do I wait?

For as long as I can remember I’ve been trained to defer gratification.  I will think of something(s) I want and then I put these items on my don’t forget list while I fine-tune my requirements, monitor pricing options, and then purchase at what seems like a great time to buy. Vehicles We did this …Read More

FIRE.162 I Hate this Post

There are times when things happen that cause total chaos in our lives. Some unexpected action or issue that throws everything that was flowing along out of control.  It’s not the same as a freeway backup caused by an accident…unless you’re in the accident.  It’s not like a dam bursting and the rushing water flows …Read More

FIRE.161 Lazy or Lazer…Laser

We intentional thinkers and planners spend years and decades thinking and concentrating on our life goals.  We steer our energy toward targeting our life’s happiness.  We create plans and track our progress, we work up alternate scenarios, and we basically use project methodology for our life Yes, we are Laser focused to get to—or toward—our …Read More

FIRE.160 Throttle Down

Following up on my Throttle Up post which included some throttle down thoughts, I then had some whack-a-mole stress (external stress) popping up.  After I wrote about those life moles, it made me think about the times we have to slow down for the upcoming—or immediate—curves of life.  If I were a graphics person I …Read More

FIRE.159 Whacked

Life around me keeps changing.  Life around all of us keeps changing.  I’m sure that our normal pattern of whack-a-mole issue resolution is very common.  It’s our nature to fix each problem that pops up and then move on, often to the next problem. I’m suggesting that we take a moment—many moments—to stop and recognize, …Read More

FIRE.158 Throttle Up

I’ve often thought of activity and effort in relation to gear shifting in a car.  More specifically, to me downshifting at times.  Some of us understand the concept of shifting from 4th gear to 5th gear and driving harder or downshifting from 5th gear to 4th gear for an upcoming corner. Recently I was driving …Read More


Let’s start this thought with the fact that I have a lot of friends and peers who share knowledge and wisdom making my life better. I have a close group of these friends and while keeping their secret identities well, secret, I can say we do meet monthly and talk about very important topics related …Read More

FIRE.156 40years of finance

I’m 52 and I realized that I’ve now reached 40 years of finance/saving/planning experience.  I’ve mentioned before that my dad started teaching me about our family finances: spending tracking, saving, bond investing, home mortgage, etc when I was 12 years old. Saving I had to open a savings account when I was 12 after I …Read More