This is for Tracy. I’m excited to hear about your transition from full-time work—at the office you drove to and from every weekday—to your new work-from-home position. What an amazing feeling to be free from both the office desk and the (mostly) wasted time in the car I have some thoughts for you to consider: …Read More
Over Memorial Day weekend I was lucky to attend a “Financial Conference” as I explained it to people. In truth, it was a hangout session for money nerds, which was quite accurately disguised as a “camp.” I’ve been to a CampFI before, the “Southwest” version at Joshua Tree, and was just as thrilled this time …Read More
Do you live each day with enjoyment? Do the events that unfold throughout the day add to your satisfaction? [please say yes] We have a family member who is getting older and lives each day with enjoyment, excitement, and passion. That is so much of what we all want in our own lives. The hard …Read More
DONE! 25xExpenses saved. You’re ready! Time to truly evaluate the FIRE lifestyle, or Fully Funded Lifestyle change many of us are talking about right? [insert screeching sound] BEFORE jumping headfirst into your new awesome lifestyle, please (re)consider two things: Are you calculating your 401k/IRA’s balance(s) in your 4% withdrawal rate? Are your expenses all-inclusive of …Read More
Over the years—OK, decades—we chose to live a little further below our means and save an extra say 25% of our income. We did not deprive ourselves too much with the these savings. Actually, we weren’t deprived at all.
I’m so not normal. The other “morning” I went to the gym. I usually arrive between 9-11a two days during the week. At this time I tend to join a large contingent of silver-haired people moving their bodies to get their blood pumping in an attempt to better their lives. It’s so inspirational. It’s so …Read More