Category Archives: pre-FIRE

FIRE.061 Super Frugal – Upper Frugal

I know in so many ways I am frugal, but reading about vacation homes and muscle cars seems to distort the frugal picture.  I then started thinking about people who are super frugal and live a VERY low cost of living. Then I wondered if there was an upper-Frugal, a super-frugal.

FIRE.060 Sum of the Parts

It’s NEVER just one thing that matters.  It’s how the pieces of everything add/work/multiply together to give a higher—or much higher— output. I grew up in the 80s.  I was really into hard rock music.  Yeah, I knew some of the bands had a couple cool songs, and of course, I knew some were just …Read More

FIRE.060 Magical Mornings

BEEP BEEP BEEP !!!   Oh, the sounds of mornings throughout the world. Is it so shocking so many millions of people are angry, grouchy, touchy?  With everyone starting their day in a shocking manner, basically being barked at by an LED @$$hole ordering you to get up and get to work, no wonder there is …Read More

FIRE.057 One-Step Below Cool

It seems most everything I do is one-step below cool.  I do not have the perfect everything.  I do not think of all the cool things I’d like to have.  However, I have an absolutely great life, but it’s not perfectly awesome and luxurious.  I guess it’s just plain-old awesome.  [“Find The Positive“] I know …Read More

FIRE.056 Student Loan Advantage

For parents/grandparents/wealthy relatives,  I realized how to make college more valuable for the student. It seems from the news reports that America is in a student loan crisis.  A crisis that is growing under the surface of the economy that is hurting the up-and-coming generation.  I do not have any idea how to fix that, …Read More

FIRE.055 Dividend Paying Asset: House

What dividends are you earning on your investments?  Which of those are guaranteed dividends? I was listening to Big ERN on ChooseFI who mentioned his home paid him a monthly dividend.  That’s just GENIUS.  It’s really a reverse, tax-free dividend—no need to worry about dividend/LT cap gains rates on this one. There are people who feel …Read More