Category Archives: pre-FIRE

FIRE.182 4% Compass vs GPS

Where are we?  Where are we headed?  Are we there yet? In the space I hang, many money-wise people are planning a great future—and hopefully living a great today while knowing they’re on track for an AMAZING future. It seems that the foundation—or dogmatic guiding—principle of FI is the 4% RULE.  If you lightened up …Read More

FIRE.181 Does FI=Wealthy?

I was reading about wealth in a retirement book and it mentioned FIRE.  It mentioned FIRE, I believe, in the sense of saving all your money early and young, then leaving work in your 30s.  This is the media story portrayal of FIRE. I’ve said many times that Early Retirement to me is someone who …Read More

FIRE.180 Health,Happiness,Helping

I think I’ve fine-tuned a previous thought.  I hear non-stop all these people saying FIRE is bad and “retiring” should not be the goal and it probably isn’t good for you, blah, blah, blah. Let me tell you what’s not the best for someone; going to work every day and giving away the majority of …Read More

FIRE.179 thrEEE

What is money for?  Why do we save our money?  Is the deference of spending vital to any part of our life? I made it a point to search out answers to these questions…no, I didn’t!  I just wonder sometimes, what do I want/want to do? I’ve come up with thrEEE answers:  Easier, Enjoyment, Energy …Read More

FIRE.174 LifeBeforeFIRE

Somewhere along the way, I remember hearing and reading about a FI blogger posting all their jobs.  Their dozens and dozens of jobs. I started to do that somewhere (computer people/spreadsheet geeks have files for everything, all over the place) but I don’t remember where it’s all located.  Maybe in Google Keep now? I was …Read More

FIRE.173 Best Purchase

I’ve written about the good things in FIRE, the good things in life, and many positive thoughts. Today I was thinking about my wife’s Peloton bike we purchased in Nov 2022. Quickly; my wife has been spinning 3 times per week since 2007ish.  Ten years ago they were getting new bikes so she purchased one …Read More

FIRE.171  EconoMe

I was feeling the dreaded FOMO a couple of months ago when I saw many of my FI friends were going to the 2022 EconoMe conference in Cincinnati in March.  The conference was officially on Saturday and Sunday. I thought I should find a roommate and go.  Go, so I could check in with past …Read More

FIRE.167 Intelligence?

If I could let ChatGPT do the work… Financial Independence Retire Early: Financial independence, retire early (FIRE) is a movement that advocates for saving and investing a high percentage of one’s income in order to achieve financial independence and the ability to retire at a young age. The idea is that by living below one’s …Read More