FIRE.137 20 minutes until?

I haven’t really talked to many people about my strange/shocking/sad moment last week but I will here because it’s part of my LifeInFIRE.

My schetchle ended up shuffling around so that I had a swim listed on Tuesday, October 5th, 2021.  I list the exact date because, well it changed a part of life for many people.

I was swimming laps at the gym in Encinitas.  The pool was pretty busy as normal, I remember counting about 8 people in the 4 lanes, including a few people walking in the far lane, as well as a couple of people standing on the pool deck talking.  I was feeling OK going back and forth, noticing the people in the next lane with flippers moving along nicely thinking “that looks more enjoyable,” but I know I have to give it my full-human effort at this point in life.  It was an ironic thought looking back.

Back and forth, back and forth, then on my 12th lap into my 36 lap mile I’m taking a breath on my right side, and the Asian lady in the lane next to me—who got into the pool at the exact same time as me, and smiled toward me because we were both lucky to have an opening to share a lane with other people at a pretty busy pool-was floating as you see in the movies. 

Here’s my mind: what am I seeing, I stop swimming and move toward the lane line thinking just “maybe she is doing a relaxation thing?” but that only lasted a split second as I dunked under the lane line and tapped her unresponsive shoulder.

I grabbed her and began pulling her the 10 feet to the edge while yelling “HELP, Get Help” to the two ladies talking on the deck.  They both stared at me without moving for a couple of seconds, so I yelled “Bang on the Glass” which leads to the main gym area, right by the front desk, manager, and sales team.  They didn’t understand what I was saying and started walking (quite slowly, scared) around the edge to me and I repeated to “BANG ON THE GLASS.”  Nothing from them.

I lifted the nice lady (who else would take the time to smile toward me) up and halfway onto the desk when two guys rushed over to pull her out.  They asked if she was breathing and I said “no, I don’t think so, do CRP.”  They paused and while I was still in the pool said “just press her chest.”  I swam over to the ladder and popped out (more like, carefully climbed the in-wall steps), and rushed to the lady.  None of the three of us were able to start CPR for that 10 seconds, but a 3rd guy and a lady (with spinning shoes on) arrived and did a couple of things, and then 10-15 seconds later they started CRP.  They were both nurses who were at the gym and came running, full-speed to help anyone in danger.

I’m sorry this is so long, but I’m in the zone sharing something so real and doubly important.

WE ALL told another lady watching to call 911 TWICE.  Actually, I think that was immediately before the 2 nurses arrived.  She must have heard my strongly calling for help and walked over.  I knew to yell LOUD so anyone close could hear.  You could probably hear something loud coming into both locker rooms.

So initial CPR did not work.  The paramedics arrived quickly <5 minutes?  The gym did a great job opening doors 15’ away and placing people outside to flag down the paramedics for quick attention.  They all worked on the lady and did maybe a dozen procedures to try to bring her back.  The ambulance brought her to the nearest hospital.  I don’t believe she survived.  Her husband was at the gym because he came to her side just after the paramedics.  I spoke to him and told him “I was swimming next to her, something happened and I pulled her out of the pool within a minute. I’ve seen her swimming before and today we both got into the pool at the same time, I want you to know she smiled at me before we both got and she was happy to be swimming.”  He said “she has stage 3 lung cancer, never smoked, was halfway through chemo and the day before her right foot swelled up and urgent care couldn’t find anything.”  I said, “I’m so sorry, but she was smiling.”  He did a little head nod bow and I stepped back.

Before I left the house I was talking to my neighbor about how it’s it’s strange to just move your arms swimming back and forth and think non-stop for 35ish minutes.  When I swim (crappy swimmer) there’s nothing to worry about like running or biking, or planning like lifting weights in the middle of everyone else.  It’s just a physical, and mind thinking zone.  It’s pretty special in some ways.  My swimming is an active form of meditation or gratitude, while suffering a little.

During the care of the nice lady, the gym staff cleared out the members watching (some were TOTALLY freaked out, inside I was in knots and pain, but outside I showed my best strength) but I didn’t leave.  I just stepped way back and each time they approached me to leave I said “I pulled her out, I’m going to just stay back here.”  They do my sentence as “he’s ok here.”  Position your strength for what YOU want.  I wanted to be there for the police, the husband, the nice lady, and myself.  Do What You Want, if it’s the right thing!

I’m sure we lost that nice lady last week at the pool.  I’m sure her passing is sad to her family.  I hope her husband shares that she was happy at the time.  I’m sure I’ll never be the same.  I’ll never swim the same.  I’ll never see someone getting paramedic help the same.  I’m sure I’m better from the loss of that nice lady.

I could/should end the post there my philosophical statements but I can’t, well, because that’s me.

So the gym staff closed the doors behind the paramedics and everyone went back to the previous locations.  I was standing there out of the way.  I was standing there in the large pool, Jacuzzi area all by myself.

I walked over to the pretty big 4-lane pool and it was (word removed) “perfectly” silent.  I’ve swum at this pool for 10 years, dozens and dozens and dozens of times and it’s never been so still and silent.  There is always some activity.  At that moment, I just knew that time goes on.  Hopefully, we proceed in a better state.

I looked around for a LONG minute, popped back into the water at the end of my lane, the same lane I was in.  Looked at my watch and 20 minutes had passed since I stopped my exercise after climbing out of the water.  I thought about the lives changed in that 20 minutes.  I thought about how my remaining 24 laps (<24 minutes) would be less time than the entire incident.

I pressed apple watch start, beep, beep, beep down the lane I went.  I just moved my arms swimming back and forth and thinking non-stop for now, 24ish minutes.  Every second (alternating) breathe I looked to the lane where I would see that nice lady swimming (and worse thought in my mind) and I just tried to enjoy the life and activity I had at that moment.

On the phone later my wife said “what do you do after the ambulance left?” I said, “umm, what do you think?”  She said, “you finished your swim.”  Yes, of course, I did, but it was different.  It may have been better.

Live your life, help where you can.

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.136 New Numbers Tracked

In preparation for my 50-year-old medical test (a year late) I had the opportunity to fast for 40 hours in preparation.  Let me say up front, that I understand what the term “cleanse” means.

FASTING

Anyway, back to my numbers.  Of course, I did my normal gym routine.  I had planned to take it a little easier since I knew I wouldn’t be eating afterward and I usually get hungry pumping my blood and muscles, but as normal, I did a full normal workout.  The reason I mention this is to show the day was no different than any other workout day, except I didn’t get to eat between noon and 8pm.

I took a look at my resting Heart Rate and HRV around 5pm and the numbers were very good.  My heart rate was 41-42 and my HRV was 120+.  Those are close to my morning wake-up numbers after a full night of good sleep.  But these numbers were in the early evening, when they are normally 46-48 and 90s.

These good numbers really made me think about the effects of eating/digestion/blood glucose, etc.

Throughout the evening the numbers stayed really good.

I slept fine, but only until 6am, when I checked my morning numbers and they were a little lower than most mornings.  It was amazing to see my HR started the night at 44 (instead of 48-50) and stayed between 40-45 most of the night with few spikes (REM).

After drafting the above metrics, I went to review my HR during my 30 minutes scope procedure and saw my HR jump from the hour before (48 nervous), to 58 during the anesthetized procedure, then to 44 after in recovery and riding home.

HR Normal eveningHR Normal sleep Fasted eveningFasted sleep Before anesthesiaDuring anesthesiaAfter anesthesia
46-4843 41-4240 485844

So I’m left with some interesting questions: what does food do to your HR, your body in general in the very short term?

I’ve heard that other Oura ring users can see a change in their sleep numbers if they eat right before bed (I always do) and if they eat poorly that day, or especially evening.  Not to mention caffeine and alcohol consumption.  It sure seems quantifiable that what goes in your mouth, affects many parts of your body, quickly as well as over time.

So this is what a geek goes during LifeInFIRE when they are old enough to get a colonoscopy…

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.135 Heart Rate_Recovery

I love data and I enjoy gadgets.  I have plenty of gadgets that track my workouts/activities. 

I track sleep, and my waking data.  I find data fascinating and my body’s data even more so.

Hospital Heart Numbers

At the hospital [#130] the medical team would wake me up in the middle of the night to run tests: vitals, blood, whatever they needed.  Each night I could hear their concern when my pulse registered low 40s.  They would often ask me to sit up and I would say (in almost full-sleep mode) “my normal sleeping/resting pulse is 40” and they would say “OK, thank you.”  I would look at the rolling monitor and it would have a RED 42 or whatever on the display.

Past Heart Numbers

At home, for the past decade-plus my waking HR,   HRV,   sleeping average, sleeping low would be quite low.  I assume this is from 20+ years of exercise.  For a baseline; my average morning HR was 38-39, morning HRV was 120ish and sleeping average HR was 44ish.  I know these numbers are extremely unique to each person’s own body, but when falling asleep at night, I could feel my heart beating, which is a little disconcerting and strange.

Back Home Heart Numbers

After coming home from the hospital my numbers were much different.  For the first two weeks they averaged:  waking HR of mid 40s and sleeping HR average low 50s. 

It was interesting how strange the 15-20% “decrease” was in my fitness after 4 days+4 hrs in the hospital and 2 weeks of “no strenuous exercise.”  The only activity I did for two weeks was walking along with 500-1000 stair steps and a few simple dumbbell exercises, nothing straining my core/surgery incisions.

I was just amazed at how much of my fitness disappeared in 2 weeks of drastic reduction.

After being home 3 full weeks.  The first two weeks were no strenuous activity, then in week 3, I eased back into my workouts 33%, 67% then 100% each day.  The only reason I increased so rapidly was because my surgeon told me it was OK to start working out when I could walk down stairs with no pain.  The problem was, I walked up and down stairs the moment I arrived home to test my abdomen and there was no pain, no pinch, no anything of concern.  That is one reason my “no strenuous activity” included 2 then 4 mile walks along with beach bluff stair climbing.  First, it was 4x*125 stairs, then 8x*125 stairs (1000+ sounded good to me).  No pain, no concerns other than a little breathing increase and some quad burn (loved it!).

Getting Heart Back to Normal Numbers

At the 6 full weeks point from entering the hospital.  My numbers are now getting closer to where they were before my scary adventure.  Twice at the 6-week mark, my watch has reported good news in the morning.  It has notified me that my heart rate fell below 40 during the night.  A standard warning of concern that a normal person’s heart rate is too low.

It’s now 12 weeks from returning home from my 4+day glitch and my numbers have been consistently low for the past few weeks.  In addition to my apple watch tracking system, after returning home from the hospital I added an Oura ring tracking tool to get similar and other data points

I truly love the data and would probably be all strapped up with gadgets if I had my way.  I have been known to wear my polar watch AND apple watch at the gym, but now I just use my polar iphone app, plus apple watch and sometimes my Oura ring.  If Whoop wasn’t $30 per month, I’d probably strap one of those on.  Note: I just saw their $24/mo yearly or $18/mo for 18 months.  Uh oh.  I also see the band is free if you sign up for 6+ months.  Oooh, there’s an app for that…data.

So, I’ve learned in great detail, and at significant concern, at how fitness (health) levels change quickly and how 1) they can come back to prior excellent levels and 2) that it takes considerable effort and patience to get back to where you were.

I have to wonder, if so many aspects of life follow the same pattern of work hard, be consistent, gain improvements, take a break, lose previous improvements, fight hard to get back to where you were before.  Having survived a stressful, close call with health/fitness, I can say it was worth the effort both physically and mentally to get back to my high baseline.  It was good to have a goal.  It was good to have to dedicate myself to myself.  It made me more appreciative of so much in my life.  I strive to practice gratituding each and every day.

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.134 First thing in the morning

Before you get to your Daily schetchle

One of the amazing values in retirement is the awakening process.  You know, the process between when you begin to enter a coherent state, and when you are upright and doing things.

Sometimes I lay in bed until 8 am relaxing, thinking, gratituding, planning my amazing day, or adjusting my previously created today plan for my new amazing day plan.

There is still the possibility of waking up at 6:30 (on my own accord) and getting up to  tackle a project around the house, or on the  computer, or digging into something I love—tackling a passion…then realizing it’s 9am already—what I now understand is “the zone.” 

The ability to be engrossed in a passion task from the first moments I awake with no work actions required.  It’s priceless.

To be clear, most days I do not jump straight into any project.  I definitely do the gratituding, right after I get my sleep and waking numbers logged.  You gotta love technology.  I then have my routine of making green tea, prepping my oatmeal, then grabbing something to read and heading to my “commute” (spa).

After the spa, I make sure to write down anything I wanted to move towards (towards is an important clarification, because to the is not quite accurate) the top of my tasks.  Sometimes I take on a few of these items or at least prep them, such as putting the material/tools/resources into a staging location.  I may sit down at my PC and look at some stuff for a while (that’s a technical timeframe of—as long as I want).

I normally have my workout for the day lined up (Gym, Bike, Run, Swim, or Hockey) and they often start between 9 and 11 for about 90 min.  After that, I do some tasks before running out of my main energy/drive by 3 or 4 when I sit at my office PC or couch laptop and so some computing.  Then I might turn the TV on, often in the background around 5.  If I’m smart, I’ll watch Curiosity Stream or Kanopy and learn things, especially if I chose to pay attention.  There’s almost nothing worse than the stupid shows network TV throws at Americans to shrink brains.  I still cannot wrap my head around watching game shows.

So, typical days definitely start off with an amazing mental state of gratitude and amazement.  This mentality makes so much of my day better.  I think it also helps me interact with others.  This may explain so of my new desire to be better.  Since things are good for me/us, I want to do good for others.  I do good now, but more better is better.

Wrapping up my day with a nice go-to-bed-whenever-I-want time and to help me fall asleep better, I think about how wonderful my day has been.  Even on bad days, I find days are so much better in FIRE.

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.133 1-2-3-4-5 Gears

Some of you may understand that your left foot used to do something while driving.  Mostly only the older people really understand this phenomenon.  It’s true younger people who love sporty cars have manual stick shifts by choice, but it used the be the main option unless you had a fancy automatic transmission (or live outside the US).

The above history lesson is mostly irrelevant except the fact that my mind thinks in “gears.”  Not spinning gears as much as performance gears.

The reason I’ve been thinking about gears (frequently) lately is that I feel as though I’m stuck in 3rd gear.  I’m just moving along in my days and weeks and all is well.  However, I just can’t seem to punch it and get into 4th, never mind 5th gear.

Let me explain my gearing definitions:

  1. Creeping
  2. Putzing
  3. Moving
  4. Cruising
  5. Flying

So, using the scale above, I seem to be in the moving speed.  I’m not putzing along, nor am I cruising.  I’m just moving along day-to-day doing what I need to do, adding a few extra tasks, and quite often taking it pretty easy.  If it weren’t for my extremely consistent workouts (which are at basic standard effort), I would probably be nearing 2nd gear putzing speed much of the time.

I’ve written about the Covid forced SloGo and how interesting it was (is again?) to see what the slow-life may look like.  A FIRE friend said it’s “like they are living as 80 year-olds right now.” 

I’ve seen articles from some writers about their levels of depression increasing somewhat.  They are somewhat in the doldrums and just feel life’s dragging a little.  I don’t feel depressed (I guess?).  But I do feel as if there is no GoGo happening in me right now, or at least that I am not jumping into all kinds of activities.

We re-entered the world around us in late April after our 2nd vaccines doses kicked in.  We did a road trip and have been to multiple states and explored.  I’ve been to the actual gym and even stores without concern.  As I write this I’m preparing my hockey gear for my first skate in 17 months.  It should have occurred after 13 months, but I was traveling the past few months.

So, I’m wondering, will things feel a little more GoGo this afternoon at/after hockey?  Will I inherently increase from a planned easy going get re-introduced to the ice game?  Will I, as usual, skate as hard as I can on every rush (and backcheck hard too-I’m not lazy) and push for 5th gear?  And, if so, will those 5th gear efforts kick start my engine and motivation drive to push into 4th and 5th gear more often now? 

I sure hope so.

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.132 HUGE small Living

I was thinking about my life as I sat on my patio looking at the desert (right next to my spa).  For once, I was thinking “outside the spa.”

When I think of the mainstream media sharing the “good life” stories, I think of their portrayal of mansions and 100k cars.  But, could there be another “good life” picture?  Could others be living in a manner that enriches their soul every day?  So far over the past seven years, I can say, yes.

We own a pretty small (main) home.  It’s 1026 sq ft.  It’s probably one of the smallest starter homes available.  We’ve owned it since 1991.  I considered the options of moving to a larger home in the late 90s as our careers (incomes) progressed and most everyone we knew upgraded their homes.

Luckily, location, location, location mattered more to me than size.  We live three houses from a 10,000-acre desert mountain preserve with a wash behind us.  We get privacy as well as access to a giant recreation/exercise area that I use throughout the week.

I’ve written about “same spouse, same house, and same cars” before, and we live(d) that lifestyle to the core.  Yet, as we’ve progressed in our lives together (grown older) we’ve been able to expand somewhat for strategic or qualitative purposes.

Let’s start with using timing.  We own the little house next to us—another 1026 sq ft of “space.”  When the housing market was in disaster in 2009 we worked with our realtor to grab the house when it went into foreclosure (REO).  The plan was to have a place for my mom to live if she was no longer safe in her home (1 mile away).

Over the years we have let a family member live there at a low-rent amount to help them get more financially sound.  We have used the garage for storage.  We have used the inside for storage.  We even use the yard/shed for some storage.  Sounds dumb, but our 1000 sq ft house or small yard doesn’t have much space for “stuff.”

Here’s where the story takes a sharp left turn…Covid-19.  With the onset of the pandemic coming, we staged the extra house as a quarantine home for emergencies.  We bought a fridge, freezer, set up the nice blow-up bed, set up a wifi extension (next door is close enough to share our service), put an older TV with a roku in the living room, and stocked some extra food and household supplies for the family if needed.  Not like a warehouse, but just some cushion of supplies. 

But wait, it gets even better.  The true amazingness, especially during a pandemic, was that we already had some exercise equipment and weights that we collected over the years as people and businesses were getting rid of it.  They were nice enough items at LOW prices.  Turned out to be lucky purchases as it was almost impossible to buy home exercise equipment once the gyms were closed.

Side note: the neighbors found it strange when they watched us walk out our front gate and into the opening garage door next door…  (perceptions?  not stealth wealth?)

Now, after 10+ years of owning the house next door, we decided to spend a chunk of money (only $1100) to remove a  small section of our block fence and install a gate between the backyards.  This 1) eliminated the side note above, and 2) allowed super easy access to the spare house.  It was SO nice not to have to open an old garage door and listen to the squealing as it went up to access the 2nd home.  We actually use the extra/spare house two to three times more than we used to because of the gate.  It’s like having an east wing to our small home.  Now we kind of have a 2100 sq foot home—crazy.

The smart money option is that we can always sell the other house if we need an influx of money.  Just as we can sell the extra cars we own.  We can sell one asset at a time without impacting our main home or main vehicles.

There’s a saying that if you are house-rich and your home is your main asset, that you cannot sell some roof shingles or one of the rooms to buy food. 

In our case, owning a few extra (small) assets (small living) allows options for incremental sales and plenty of life flexibility.  In a way, we live a HUGE life on a small scale.  (is that a “big fish” or “small fish” in what sized pond?)

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.131 Savings Increase Plan

I’ve always saved some.  I’ve posted about the lessons when I was 12.

Early in my career, I had a great job for three years working on a great team, for great leaders, and at a great company.  In your late 20s, three years seems like a decade.  Well after three years into my career our IT organization was transitioned from “company employees” to an external provider.  We did the exact same work from the same desks, but there was a difference between “employee, contractor, and partner” badges.

Long strange story short—the company was flip-flopping from in-house IT back to outsourced.  It was the opposite of what they did 3 years prior to both the same provider.  Looking back, it was just a pricing/contract negotiation tactic for a MegaCorp.

In a matter of a week, I went from working with and managing vendors, to being on the chopping block and becoming said vendor.  It didn’t matter how much (little) money I was presented with as a retention bonus, it still sucked.  [Note: always treat everyone you work with as respectfully as you can.  They may be your boss one day]

At home, we immediately clamped down on our spending since we did not know how the outsourcing position/salary would play out initially.  Turns out, it was the same pay and role, but a different badge and benefits.

On another side note, because we were consciously spending less—on eating out for example—I started losing more weight and getting fitter/healthier.

As for my career, in the end, I FIREd.  In the near term, after being outsourced for about 6 months I received a 10% raise from my new company, then a week later I was asked to apply for a cool new, higher-level position back at the MegaCorp company…with a raise based of my new higher outsourced salary.  “Double-Bump”

My new job back at the company was great.  The office was now just 5 minutes from my house, instead of 20-30 minutes.  The job still had cool travel, and a better boss (my old boss who came back), and most importantly, the new position built my skill set into a new area which set up my next global position (with my bosses boss) that I enjoyed for 11 years before FIREing.  (Plan was to FIRE in 8 years, but I worked three more “I love my job” years).

The points of my thoughts are probably applicable to many situations now—nobody really knew how their job situation would pan out as the pandemic raged (or was that the media) on.  Nobody knows how the recovery will happen and what fields will do well and which will struggle.

Personally, we had been saving for decades when my job outsourced me.  It didn’t cause a panic, but it did smack me in the face and demonstrate I was not in control of my job(s).  The outsourcing gave me a push to save a little more aggressively and a little more intentionally.  And more specifically, it really showed me I needed to plan in phases/stages.  All wonderful lessons I still use to this day.  RE:  the “MoJo Decade.”

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.

FIRE.130 Market high=Horrific low

I was just thinking how nothing in life is required to match up timing-wise. 

It is a fact that the all-time record close of the S&P500/Total Market Index EOQ has my acct/worth level at its highest point so far. It is so interesting how over time investments through ownership in corporations just tend to go up.  It is amazing how the army of dollar bills invested just seem to march off to work each day, and I don’t have to.

Today’s thoughts on my net-worth high are very unique because I’m lying in a hospital bed recovering from an intestinal blockage. It was technically small intestine obstruction. Let’s be clear the term “small” referred to the intestine size NOT the FREAKING PAIN of the full blockage. It turns out the blockage was in the best part (small) of my intestines allowing for a nice surgical remediation.

The highs and lows of life do not necessarily match up.

I’m now back home and doing fantastic.  I learned many interesting things in the past week.  Many of my learnings have no relationship to each other, but the correlation to my life, in general, is remarkable.  I have a deep belief that at every point in our life— in our individual days—we need to keep learning, to keep improving ourselves.

I’ve learned all about how the intestines are the same as the bowel.  I’ve learned even more about how my gastrointestinal tract works.  Looking back now, I’ve learned how my body was reacting to my super healthy diet over the past two decades and how my pandemic experiment of a short time-restricted eating/intermittent fasting window can cause chaos when packing too much fiber into a 6-hour window.  This is especially true based on the fact there was probably ongoing loopage for a decade+. So pushing yourself forward may have unintended consequences.

I’ve learned how in the middle of the night (or all-night-long) when you have SEVERE pain, that only a few things matter.  Finding calmness and working on breath work must be an amazing strength for some.  I barely held it together until heading to the Emergency Room at 6am on Sunday.

I’ve learned once again, how modern medicine is unbelievable, absolutely mind-boggling.  Within 45 minutes of arrival at the ER, the CT scan showed my exact blockage location.  Medical treatments (ie morphine) get the body stabilized so quickly. 

I’m now trying to take my time—to “be a patient, patient.”  I’m forcing my activity level to be near zero (for a week+ now) and to ignore my complete lack of post-surgery pain to allow for a full return to service activity.  I’m repeating “these 30 days, set up the next 30 YEARS.”  No need to screw up my innards because I feel I need a 10k run.

SO many changes in the course of 8 days.

I’ve said so many times, in so many discussions that “nothing matters more than your health” and “you’re only one doctor’s visit away from bad news—you or your family.”  Those words ring even more true to me now.

I’m doing great.  I’m resting my body for 2-4 weeks.  I was probably due for a chunk of rest after 20+ years of pushing my physical activities. 

It’s wise to realize and remember that the highs and the lows may not track in unison.  Sadly, opposites can occur at the exact same time.

*** Nothing in this article is to be construed as financial advice.  I am not a financial planner, nor do I pretend to be.  You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.