Monthly Archives: December 2024

FIRE.213 Too Busy

These are just my recent thoughts.

Do you have the feeling at times that you are too busy, or WAY too busy?

Have you already graduated from your career and have most of the day’s hours at your disposal?

Have you heard a retired person say “I’m so busy that I have no idea how I had time to work?”

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FIRE.212 A Decent Descent

I have thought through many usage models for our savings/assets.  How should we pay for our life expenses and desires over time?

We all know about the 4% rule of thumb, other Safe Withdrawal Rate research—and a famous blog series —, various guardrails, the wing it methods, the MDF and Fun Number, the Base Great Life, The Fun Bucket, the FI Bucket, Die With Zero, etc., etc., etc.  Yes, we needed three etc’s because there are so many thoughts.

Personally, we are currently using the MDF approach with Fun Bucket/FI Bucket strategy

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