Monthly Archives: November 2025

FIRE.235 Blueberries

If you listen to Jim and Chris, you know the story about “strawberries.”  If you listen to Ramit, you know his ridicule of buying frozen blueberries, or something like that.

I’ve written about being risk-averse in different ways

I’ve written about being logical (illogical) when buying a product on Amazon and searching your options, often by taking 30-40 minutes to compare other brands and prices, only to save 3 dollars or less.  What an illogical use of my valuable time/life.

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FIRE.234 Personal Finance

On Fact Central (Facebook), there was a post in a FI group asking about how closely people followed the 4% (or other %) rule, like it was the gospel of cash flow.  Their question steered towards the guardrails withdrawal approach, which is structured to withdraw more (spending) when markets are good and less (spending) when markets are bad.  SUPER INTERESTING strategy.

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