We live at full speed much of the time.
We are moving along while working on today’s tasks, focusing on getting things done, all while looking to streamline or optimize our efforts.
Is that just me, or are you one of those logical people? Yes, of course, you are continuously learning and working to better and improve your life. If not, you wouldn’t be reading random-guy thoughts on the web. You would probably be chilling and hanging out.
Continue readingI am not writing this to ask you for money. First, I started my blog because I wanted to go to FinCon 2016 and thought it would be creepy to show up without a “content” site as I learned they are called. Secondly, I did this of my own accord and shouldn’t expect others to fund it/me—whether you’re reading it, enjoying it, finding value or just trying to do the opposite of me.
Continue readingIn talking with friends—yes about taxes and death—one may have mentioned their largest “spend” last year was for taxes.
I wanted to say “congratulations.” Ironic response I know, but fully in line with the thought of “income taxes are from taxable income, congratulations on having so much income.” Our household is not that lucky—yet.
Continue readingToday in my “commute” I was thinking through the Ben Franklin quote I just read about “Don’t put off until tomorrow what you can do today.”
I started thinking about being “busy” or “too busy” again and the slant of being non-productive, or not fully productive. Lazy vs Lazer focused on what I want? I guess that calls for a “part 2” post.
Continue readingI’ve given this a lot of thought—especially with all the activity around the release of Jordan’s new book.
I’m sure those 3 things will make your life—and the lives of those around you—better.
*** Nothing in this article is to be construed as financial advice. I am not a financial planner, nor do I pretend to be. You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.
I was thinking it is now Quarter Two of the millennium—a full 25 years since the new millennium began. 25 years past the computer crisis of Y2K. Past a New Year’s Eve of sitting in a computer room—for reasons I’m not sure. Different jobs, different bosses, family logistics, different cell phones, vacation homes, and account balances.
Continue readingThese are just my recent thoughts.
Do you have the feeling at times that you are too busy, or WAY too busy?
Have you already graduated from your career and have most of the day’s hours at your disposal?
Have you heard a retired person say “I’m so busy that I have no idea how I had time to work?”
Continue readingI have thought through many usage models for our savings/assets. How should we pay for our life expenses and desires over time?
We all know about the 4% rule of thumb, other Safe Withdrawal Rate research—and a famous blog series —, various guardrails, the wing it methods, the MDF and Fun Number, the Base Great Life, The Fun Bucket, the FI Bucket, Die With Zero, etc., etc., etc. Yes, we needed three etc’s because there are so many thoughts.
Personally, we are currently using the MDF approach with Fun Bucket/FI Bucket strategy.
Continue reading