In talking with friends—yes about taxes and death—one may have mentioned their largest “spend” last year was for taxes.
I wanted to say “congratulations.” Ironic response I know, but fully in line with the thought of “income taxes are from taxable income, congratulations on having so much income.” Our household is not that lucky—yet.
Continue readingToday in my “commute” I was thinking through the Ben Franklin quote I just read about “Don’t put off until tomorrow what you can do today.”
I started thinking about being “busy” or “too busy” again and the slant of being non-productive, or not fully productive. Lazy vs Lazer focused on what I want? I guess that calls for a “part 2” post.
Continue readingI’ve given this a lot of thought—especially with all the activity around the release of Jordan’s new book.
I’m sure those 3 things will make your life—and the lives of those around you—better.
*** Nothing in this article is to be construed as financial advice. I am not a financial planner, nor do I pretend to be. You should always consult your own professional when seeking advice. This post is not a piece of literary mastery, just a random thought I had.
These are just my recent thoughts.
Do you have the feeling at times that you are too busy, or WAY too busy?
Have you already graduated from your career and have most of the day’s hours at your disposal?
Have you heard a retired person say “I’m so busy that I have no idea how I had time to work?”
Continue readingI have thought through many usage models for our savings/assets. How should we pay for our life expenses and desires over time?
We all know about the 4% rule of thumb, other Safe Withdrawal Rate research—and a famous blog series —, various guardrails, the wing it methods, the MDF and Fun Number, the Base Great Life, The Fun Bucket, the FI Bucket, Die With Zero, etc., etc., etc. Yes, we needed three etc’s because there are so many thoughts.
Personally, we are currently using the MDF approach with Fun Bucket/FI Bucket strategy.
Continue readingBefore I drafted my Age Grouping post, I had started typing these thoughts, which are still valid as a separate post.
When do you get old?
When do you realize you’re old?
Is old a number?
Continue readingToday I realized it’s over—well, over soon.
I’ll soon end my time in my current age grouping.
I noticed that some surveys are using the age groupings for adult into LARGE bands of under 35, 35-54 and 55 and over. Those make three nice big age groups: younger adults, middle adults and older aging adults. Simple and clean.
But now that I’m 54 (completed 54 years, now living my 55th year—example: 1900s were 20th century) I’m in my last year of this polling age group. Even if I were in the 45-54 age group, I would be ending that smaller band.
Continue readingI’m a lot more relaxed and calmer being FIREd.
I think of it as an Optimistic Cautious Disposition. That is far from some people’s Obsessive-Compulsive Disorders. It’s not quite the opposite but far towards different ends of the spectrum.
I will say that for much of my life, I’ve been very detail-oriented. Very task or goal driven when required. I’ve also been quite a correctivenest, but not a perfectionist. I want things correct.
Continue reading