On Fact Central (Facebook), there was a post in a FI group asking about how closely people followed the 4% (or other %) rule, like it was the gospel of cash flow.  Their question steered towards the guardrails withdrawal approach, which is structured to withdraw more (spending) when markets are good and less (spending) when markets are bad.  SUPER INTERESTING strategy.

I should have put these thoughts in the previous post, but they came together later.

I was thinking more about some of the case studies I’ve been around.  I think of two people who tend to share their advice from their perspective quite often.

When someone shares their thoughts (like some random typer like me) on the internet or in person, it’s important to know where they’re coming from.  What is their perspective?  What is the foundation their basing their thought/position on?  What is their past?

Current FI Mode. 

Where on the FI journey is the thought-person?  Notice I didn’t say “though LEADER.”  I’m so sick of “leaders” and “influencers.”  All of this spewing of thoughts is nothing more than someone wanting to share something for themself.  Yep, I get the irony.

I’m at the beach home.  I’m just hanging out doing my normal things.  Exercise, Relax, Compute, Observe, Repeat.

Observation

I notice a common, consistent thread—young women often travel in clusters and very frequently have a clear cup with an ice beverage that slips away through their straw.

I’ve been thinking about wealth recently.

I was on a 2-week cruise to Iceland from Ireland.  There were 250+ passengers on the SilverSea Expedition ship who were getting out into the world–into an active lifestyle of exploring and cruising.

If you don’t know, SilverSea is a luxury cruise line.  My friends really enjoy these cruises, and I enjoy being with this selected family, so my wife and I often sail with them.

I’ve been reading The Childfree Guide to Life and Money. Great book so far. It mentioned you spend 1/3 of your day at work. Others, not me, because I’m FIREd.

I was thinking this should be more like HALF your week-LIFE is consumed by work stuff.

I decided to do my own calculation on the time percentage by day that work takes up.

My month started quite simply – the first two weekends would be spent attending CampFI Rocky Mountain Colorado.  I’d also have a nice 4 days in between in Longmont, CO, the Mecca of FI life.

Just days before the camps began, I decided to change from weekend 2 to mid-week 1.5 with a return to Phx , then the beach in the days after.

This post will interrupt my previously scheduled post/thought workflow.

LifeInFIRE is ALIVE again.  Crashed, moved, updated, new and improved.

Wow, when in the zone, when in a flow state, with nobody around to interrupt you, it is a magical place.  A place that I hadn’t been in for a long time.  I didn’t expect to be encompassed in the zone today.

Rarely do I get so into something that I lose track of time.  I usually tend to jump from activity to activity every 30-45 minutes or so just because I think “Oh, that is what I want to do now.”