When calculating the ability in retirement to spend some of your hard earned money that you deferred for future use, we often are concerned with “market risk” labeled as Sequence of Return Risk.

Yesterday, I was talking with Becky Heptig (from Catching Up To FI  and Started At 50) about the opposite SORR.

We talked about the past decade plus of Sequence of Return REWARDS.  SOR REWARDS

We talked about using those rewards for life-enhancing amazement.

This is almost exactly the same conversation I had with Mark Trautman in 2021, which created our Fun Buckets for spending.   

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